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Case Type 02

MSME Payment Delays

Recovery support for eligible micro and small enterprises dealing with delayed buyer payments.

Overview

A structured route for this type of outstanding.

Delayed receivables can be especially damaging for smaller enterprises because cash tied up in buyer accounts directly affects inventory, payroll and growth. For eligible micro and small enterprise sellers, the MSMED Act provides a specific delayed-payment framework, including statutory interest provisions and reference to the Micro and Small Enterprises Facilitation Council, subject to the facts and eligibility of the matter.

Common challenges

Large buyer delaying payment
Credit period repeatedly extended
Part-payment with balance pending
Buyer disputes after supply
Need to preserve a commercial relationship

What to keep ready

Udyam / relevant registration records
Invoices and purchase orders
Proof of delivery / acceptance
Ledger and payment history
Communications acknowledging dues
Our Approach

How we would structure the recovery.

01

Check seller status and transaction timeline

The exact sequence is adapted to the evidence, debtor response and commercial objective.

02

Review invoices, PO, supply proof and buyer acknowledgements

The exact sequence is adapted to the evidence, debtor response and commercial objective.

03

Calculate outstanding principal and relevant delay period

The exact sequence is adapted to the evidence, debtor response and commercial objective.

04

Use structured demand and settlement communication

The exact sequence is adapted to the evidence, debtor response and commercial objective.

05

Assess MSEFC / other recovery remedies where applicable

The exact sequence is adapted to the evidence, debtor response and commercial objective.

Possible recovery / legal routes

MSME Facilitation Council reference where legally available
Negotiation / settlement
Contractual arbitration where applicable
Civil recovery remedies where appropriate

Start with clarity

Have an overdue B2B invoice?

Send us the details — invoices, purchase orders, and payment history — for a free, no-obligation case assessment.

Start free assessment